Compare your tax under the old and new regime for Tax Year 2026-27 in seconds. Enter your income and deductions — the calculator applies the standard deduction, Section 87A rebate (with marginal relief) and 4% cess, and tells you which regime saves more.
Tax year 2026-27 · individuals below 60 · up to ₹50 lakh income
80C, 80D, home loan interest, HRA exemption etc. — combined.
Includes standard deduction, Section 87A rebate (with marginal relief in the new regime) and 4% cess. Excludes surcharge.
File my ITR with AFS →The new regime wins for most people with few deductions — income up to ₹12 lakh is effectively tax-free. The old regime wins when home loan interest, HRA and 80C/80D together cross the break-even. If the result is close, talk to us before filing — regime choice has rules about switching that depend on your income type.
New regime slabs for TY 2026-27 (nil up to ₹4 lakh, 5% to ₹8 lakh, up to 30% above ₹24 lakh) and old regime slabs with a ₹2.5 lakh basic exemption.
No — it is accurate for incomes up to ₹50 lakh. Above that, ask us for a computation.
Ready to start? Book a free consultation or message us on WhatsApp — AFS & Company, Chartered Accountants, Jogeshwari West, Mumbai.
